Investment Strategy

Investment Strategy

Wise Financial Consulting has developed a robust investment strategy as part of our client service proposition. It allows us to proactively alert our clients in advance of issues and opportunities as well as spending more time assessing your needs. We have teamed up with Verbatim and Raynor Spencer Mills, an independent fund research company, to help provide you with funds that we believe are the best in their sector.

Rayner Spencer Mills continually asses the market place and apply both quantitative and qualitative measures to the whole universe of Unit Trusts and OEIC’s across the main fund sectors. The quantitative measures centre on performance and risk with a number of measures used in each area to provide a comprehensive picture. The qualitative assessment of any fund is there to provide an indication of how the fund will perform in the future and this view is gained through face to face meetings with fund managers and is a key part of the methodology. Once all of this information has been collated a decision is made to recommend a fund or not and bears the stamp of “rated”.

At Wise Financial Consulting we can deliver either a predetermined portfolio created by Verbatim and Raynor Spencer Mills or a bespoke package with individually hand selected funds. We apply the same methodology whichever suits your needs best.

Verbatim add value to the Raynor Spencer Mills proposition by checking the funds at least monthly but retain the ability to change far more regularly if needed. If they find a fund is no longer rated by Raynor Spencer Mills they will instigate a fund switch on your behalf and at no cost to yourself. Everything they do has the appropriate due diligence behind it so you can have confidence in the investment process.